Savings Accounts

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Share Savings

This is your “share of the credit union! Every member will need to open a Primary Shares account with a $50.00 minimum balance. You may make deposits to this account at any time and use it as a regular savings account. Regulation D limits the number of withdrawals without a signature to six per month. Instant cash cards are available with unlimited withdrawals. The first eight ATM withdrawals per month are free. After eight there is a $1.00 fee per withdrawal. There are no monthly service charges. 

Minimum Balance: $50
APY*: 0.05%

Money Market Savings
These are higher dividend earning accounts designed to help you save money while still providing access to cash! Only $500 to open with no maintenance or closing fees.  A minimum balance of $500 must be maintained to earn dividends. Six transactions are allowed per month, including cash withdrawals. Cash withdrawals require a signature. Money markets are not linked to Instant Cash & Check cards. Payroll deduction is available to employees of the Fargo Public Schools to help you put a little something aside each paycheck!




$500 - $9,999


$10,000 - $24,999


$25,000 - $49,999




Club Savings Accounts
Club savings accounts are designed to help you save money for fun! They are separate savings accounts that earn higher dividends with no minimum balances. On a set date the funds are automatically transferred to your account with your dividend!  

Club Account

Payout Date


Minimum Balance


November 1




September 1




June 1




*Annual Percentage Yield. Rates subject to change without notice. Rates current as of June 17, 2020.