Share Certificates

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Share Certificates

Share certificates are term accounts, which means you agree not to withdraw the money for a set period of time in exchange for a higher dividend rate. They require $500 to open and do not allow additions (except the Savin' Up Certificate, see below). Dividends compound monthly.

3 Month

Limit: $500 - $9,999
APY*: 0.10%

Limit: $10,000 - $24,999
APY*: 0.15%
Limit: $25,000 - Higher

APY*: 0.20%


6 Month

Limit: $500 - $9,999

APY*: 0.20%
Limit: $10,000 - $24,999

APY*: 0.25%
Limit: $25,000 - Higher

APY*: 0.30%


12 Month

Limit: $500 - $9,999

APY*: 1.50%
Limit: $10,000 - $24,999

APY*: 1.60%
Limit: $25,000 - Higher

APY*:1.70%


18 Month

Limit: $500 - $9,999

APY*:1.60%
Limit: $10,000 - $24,999

APY*:1.70%
Limit: $25,000 - Higher

APY*: 1.80%



24 Month

Limit: $500 - $9,999

APY*:2.00%
Limit: $10,000 - $24,999

APY*:2.25%
Limit: $25,000 - Higher

APY*:2.55%


30 Month

Limit: $500 - $9,999

APY*:2.10%
Limit: $10,000 - $24,999

APY*:2.35%
Limit: $25,000 - Higher

APY*: 2.60%

 


36 Month

Limit: $500 - $9,999

APY*:2.20%
Limit: $10,000 - $24,999

APY*: 2.40%
Limit: $25,000 - Higher

APY*: 2.60%


Savin' Up Certificate

Minimum Balance: $100

APY*: 0.30%

This is a 12 month term Share Certificate which is offered to youth members ages 0-18. It only requires $100 to open and allows additions of $100 or greater. Dividends compound monthly.

 


*Annual Percentage Yield. Rates subject to change without notice. Rates current as of July 16, 2019. Early withdrawal penalty.