As of January 1, 2012, financial institutions are no longer able to sell paper U.S. Savings Bonds. We are still able to redeem paper bonds.

Attention High School Seniors!
The credit union has scholarships available. In order to be eligible, you must be a graduating senior, a member of the credit union and attending a 2 or 4 year post-secondary, accredited undergraduate degree program or technical/vocational school. Applications are due April 20, 2012. Click here for the application.

Fraud update
October 25, 2011: Some of our members have been receiving phone calls from a "national credit card company" and stating their cards have either been stolen or blocked. These calls are phishing attempts. If you receive one, please hang up. If you are concerned about your cards, please call us.

July 14, 2011: The state of California continues to be a high-fraud state. We are seeing counterfeit card transactions on both our Instant Cash and Check cards and our Visa Scorecard credit cards. Due to the heightened risk of fraud in California, we have blocked all swiped transactions. Phone/internet transactions will still be authorized. It is extremely important to let us know if you will be traveling to that area so we may allow your
card(s) to be used. At this time we have not received notification from Visa as to how these card numbers were obtained. As always, please check your accounts often and if you see a transaction that isn't yours, please notify us immediately.

June 21, 2011: People are receiving phone calls alerting them there is fraud on their card. The phone number they are asked to call is 1-800-890-5097. This is a scam. If you receive a phone call like this and are concerned about your account, please call us at 701-241-4770 during business hours and we can research your account to see if there are any fraudulent charges. If it is after hours, you can call 1-800-991-4965 and they can look over your charges as well.

May 3, 2011: Instant Cash and Check cards are being used fraudulently in the state of California. At this time, we are not aware of how the card information was obtained. As a protection, we have blocked swiped transactions in California. All electronic payments will continue to post. Please keep a very close watch on your account. If you see a charge that is not yours, please notify us immediately!

April 2011: We are seeing a jump in fraudulent credit card transactions in the state of Louisiana. To protect our cardholders, we have blocked retail purchases in that state. What this means for you is that you cannot use your FPSFCU credit card in Louisiana, but you can still make internet/phone/mail purchases. If you will be traveling to Louisiana, please let us now so we can make sure you will be able to use your card. Thank you for your understanding. As always, please keep a close eye on your accounts.
Fraud is not going away!

We have added another ATM!
Davies High School is the home to our newest ATM. Credit union members can use their Instant Cash and Check cards to withdraw cash at our ATMs with no surcharge!

Other ATM locations include:
North High School, South High School, Randy's University Diner, Edgewood Vista and our south branch location. Our members can also use their cards at any Wells Fargo bank site ATM with no surcharge!

On August 18, 2011, the United States government issued an executive order prohibiting the exportation, re-exportation, sale, or supply, directly or indirectly, from the United States, or by a United States person, wherever located, of any services to Syria.

Have you visited our Useful Links page lately?
We have added a link to the new website www.mycreditunion.gov. This website was recently launched by the National Credit Union Administration (NCUA) and has information on mortgages, managing credit, auto loans, tips to protect yourself from identity theft, and much more!
Note: By clicking the link you will be leaving Fargo Public Schools Federal Credit Union's web site, and you will be linking with a site not operated by the Credit Union. FPSFCU does not represent or endorse these web sites or control the content. Privacy and security policies may differ from those practiced by this site.  

Visit our Useful Links page to find more great websites!
 You can find it by clicking here or scrolling down and clicking the link on the left of this page.

Card Compromise Alert:
Visa and MasterCard have reported a card compromise involving both card numbers
and PINs. At this time, we are not aware of any of our cardholders being involved
in this compromise. However, the compromised cards are being used fraudulently for
cash advances in the states of California, Ohio and New York. Visa has encouraged us to
block all cash advances in these states and we have done so. If you will be traveling to
these areas and intend on using your credit card to obtain cash, please let us know!

We have added the weekly Practical Money Matters column on the News and Events page. Access the page by either clicking "News and Events" above or click here.

Help us fight fraud!
Fraud never goes away and actually has been steadily increasing over the last couple of years. We are doing everything we can to protect your accounts, but we can't do it alone! We need your help to prevent and minimize fraud.

• Check your accounts often!
  We offer free online account access with Credit Union Connect. CU Connect allows you to view your account 24/7. (To sign up, click the link towards the top-left of this page. You will need your member number and SSN.) If you see something you suspect is fraud, notify us immediately! If it is after hours, call the following numbers to have your card blocked:
  Visa Scorecard (blue card): 1-800-991-4965
  Instant Cash & Check (red card): 1-800-535-8440
   

• Review your statements as soon as you get them!
  If a transaction appears on your statement that you did not authorize, you have 90 days to notify us or else you will be liable for that transaction.
   

• Keep your numbers to yourself!
  Never respond to e-mails, text messages, or telephone calls asking for personal or financial information. Report scams to the Federal Trade Commission by calling 1-877-IDTHEFT (4384338).

Interested in using Credit Union Connect and the Audio Response Line? Both options are free and allow you to check your balances, transfer funds, and more! Click here for more information, including how to sign up

Scam Alerts

Lost your VISA or
Instant Cash and Check Card?
 

                       DON'T BE A TARGET!
  Protect Yourself from Identity Theft 

1. Keep your numbers to yourself - Never give out personal information by phone, email or text unless you initiated the contact and you are sure who you are dealing with. Do not carry your Social Security card in your wallet or purse.
2. Stay safe online - Use a firewall, anti-spyware software and anti-virus software. Be sure to keep these programs up to date. When shopping online, make sure you are on a secure web site. Look for a locked padlock in the lower right-hand corner, and "https" in the web address.
3. Monitor your credit reports - By law, everyone is now entitled to a free report from each of the three major credit bureaus (Experian, Equifax and TransUnion). Simply order one report every four months and watch for changes or suspicious account activity. To order your free report, go to www.annualcreditreport.com.