Help us fight fraud!
Fraud never goes away and actually has been steadily increasing over that last couple of years. We are doing everything we can to protect your accounts, but we can't do it alone! We need your help to prevent and minimize fraud.

• Check your accounts often!
  We offer free online account access with Credit Union Connect. CU Connect allows you to view your account 24/7. (To sign up, click the link to the left. You will need your member number and SSN.) If you see something you suspect is fraud, notify us immediately! If it is after hours, call the following numbers to have your card blocked:
  Visa Scorecard (blue card): 1-800-991-4965
  Instant Cash & Check (red card): 1-800-535-8440
   

• Review your statements as soon as you get them!
  If a transaction appears on your statement that you did not authorize, you have 90 days to notify us or else you will be liable for that transaction.
   

• Keep your numbers to yourself!
  Never respond to e-mails, text messages, or telephone calls asking for personal or financial information. Report scam to the Federal Trade Commission by calling 1-877-IDTHEFT (4384338).

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In order to ensure timely delivery of all mail from us, please update your contact information! If you have moved recently, or are away for the winter, please notify us of your current address. Not all mail will be forwarded! Monthly statements, tax documents, and renewal debit/credit cards are NOT forwarded and are returned to the credit union instead. It is also important for us to have a current phone number. If you are not sure if we have your current contact information, you can call us at 701-241-4770, email us at service@fpsfcu.com, or log on to Credit Union Connect-More Options-Member Information to view the information we have on file.

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Interested in using Credit Union Connect and the Audio Response Line? Both options are free and allow you to check your balances, transfer funds, and more! Click here for more information, including how to sign up!

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Attention credit cardholders:
Due to a recent fraud trend, we have blocked swiped transactions in the state of Virginia. Any transactions completed online or over the phone will still be authorized. If you plan on traveling to the state of Virginia, please let us know so we may authorize your transactions. If you live in Virginia, we have already opened your cards for that state.

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New Share Certificate Terms!
We are now offering 3, 6, 12, 18, 24, 30, and 36 month terms for share certificates. Click here for more details.

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Credit CARD Act of 2009
The Credit CARD Act of 2009 has multiple provisions that will come into effect in February 2010. We will update our website soon with that information. If you would like to read the Act, please click here. If you have any questions, please call the credit union!

 

3 x 10 Safe Deposit boxes still available
A 3 x 10 box is $25/year. Stop in at our south location to open one today!
We do not have any 5 x 10 boxes available at this time.

Click on the following headlines to read more.

Reminder to our members:
Please keep your phone numbers current!
 

E-statements Now Available
 To enroll, click here.

Scam Alerts

Lost your VISA or
Instant Cash and Check Card?
 

                       DON'T BE A TARGET!
  Protect Yourself from Identity Theft 

1. Keep your numbers to yourself - Never give out personal information by phone, email or text unless you initiated the contact and you are sure who you are dealing with. Do not carry your Social Security card in your wallet or purse.
2. Stay safe online - Use a firewall, anti-spyware software and anti-virus software. Be sure to keep these programs up to date. When shopping online, make sure you are on a secure web site. Look for a locked padlock in the lower right-hand corner, and "https" in the web address.
3. Monitor your credit reports - By law, everyone is now entitled to a free report from each of the three major credit bureaus (Experion, Equifax and TransUnion). Simply order one report every four months and watch for changes or suspicious account activity. To order your free report, go to www.annualcreditreport.com.