We have added the weekly Practical Money Matters column on the News and Events page. Access the page by either clicking "News and Events" above or click here.

Update on Federal Student Loans
The Health Care and Education Affordability and Reconciliation Act of 2010 requires that all Federal Stafford, PLUS and Consolidation loans be processed through the William D. Ford Direct Loan program beginning July 1, 2010. As a result, we will no longer have a role in originating these types of loans. Going forward, any college students seeking these types of loans will need to work directly with their respective schools. If you already have a federal loan through the credit union, the terms and/or payments will not change. If you any questions on the financial aid process, or this new regulation, please contact Tera at 701-241-4770.

Looking for a new car or recreational vehicle?
Loans rates dropped to 4.50% Annual Percentage Rate!
Click here to view loan products and details.

Join the Clubs!
~ Holiday Club - Pays on November 1st
~ Hunting Club - Pays on September 1st
~ Vacation Club - Pays on June 1st and December 1st
Our club accounts are designed to help you save! Whether it is for holiday shopping, a family vacation to the beach or a new rifle, club accounts are an easy and effective way to save. As an added bonus, the club accounts pay a quarter percent higher dividend rate than regular share accounts. Stop by and join the clubs.

Help us fight fraud!
Fraud never goes away and actually has been steadily increasing over the last couple of years. We are doing everything we can to protect your accounts, but we can't do it alone! We need your help to prevent and minimize fraud.

• Check your accounts often!
  We offer free online account access with Credit Union Connect. CU Connect allows you to view your account 24/7. (To sign up, click the link towards the top-left of this page. You will need your member number and SSN.) If you see something you suspect is fraud, notify us immediately! If it is after hours, call the following numbers to have your card blocked:
  Visa Scorecard (blue card): 1-800-991-4965
  Instant Cash & Check (red card): 1-800-535-8440
   

• Review your statements as soon as you get them!
  If a transaction appears on your statement that you did not authorize, you have 90 days to notify us or else you will be liable for that transaction.
   

• Keep your numbers to yourself!
  Never respond to e-mails, text messages, or telephone calls asking for personal or financial information. Report scams to the Federal Trade Commission by calling 1-877-IDTHEFT (4384338).

Interested in using Credit Union Connect and the Audio Response Line? Both options are free and allow you to check your balances, transfer funds, and more! Click here for more information, including how to sign up

Scam Alerts

Lost your VISA or
Instant Cash and Check Card?
 

                       DON'T BE A TARGET!
  Protect Yourself from Identity Theft 

1. Keep your numbers to yourself - Never give out personal information by phone, email or text unless you initiated the contact and you are sure who you are dealing with. Do not carry your Social Security card in your wallet or purse.
2. Stay safe online - Use a firewall, anti-spyware software and anti-virus software. Be sure to keep these programs up to date. When shopping online, make sure you are on a secure web site. Look for a locked padlock in the lower right-hand corner, and "https" in the web address.
3. Monitor your credit reports - By law, everyone is now entitled to a free report from each of the three major credit bureaus (Experion, Equifax and TransUnion). Simply order one report every four months and watch for changes or suspicious account activity. To order your free report, go to www.annualcreditreport.com.